Preparing And Reacting To Hailstorms
Hailstorms are one of the most destructive natural phenomena that can occur, causing millions of dollars in property damage each year. It is a form of precipitation that falls in the form of frozen raindrops or ice balls. Hail can vary in size, ranging from small pea-sized hail to large grapefruit-sized hailstones. When hailstorms strike, they can cause significant damage to homes, vehicles, and other structures.
Springtime brings the highest chance for hailstorms, which means it is important to be aware of the potential damage they can cause, and how you can protect yourself from financial loss. One of the best ways to do this is by having adequate insurance coverage.
Homeowners policies typically cover damage caused by hailstorms, but the amount of coverage and specific provisions vary depending on the policy and the insurance company. It is important to review your policy carefully to understand your coverage limits and any deductibles or exclusions that may apply.
When it comes to protecting your home from hail damage, there are a couple things you can do.
- Ensure that your roof is in good condition. Making sure it can withstand the impact of hailstones. Consider having a professional inspection to identify any areas of concern and make necessary repairs.
- Protect your vehicles from hail damage. This can be done by parking your car in a garage or carport during a hailstorm, or using a hail cover to protect the vehicle from impact. It’s also a good idea to review your auto insurance policy to understand your coverage limits and any deductibles that may apply to hail damage.
If you do experience hail damage, it is important to take immediate action to mitigate the damage, and document the extent of the damage for insurance purposes. This may include taking photos of the damage, and contacting us to file a claim.