Personal Insurance

Protect what is most important to you and your family.

Our Personal Lines department works with you to evaluate your exposures and protect your home, auto, and any other assets you value. We want to ensure you not only have the coverage you ask for, but also any extended or special coverage you might need.

  • Property & Home Insurance

    Homeownership is a major investment that brings comfort and security to you and your family. That is why it is important to do everything you can to protect it. Let us help you plan for the unexpected with coverage that is specifically tailored for you.

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  • Auto Insurance

    Aside from your home, your vehicle can be also be a very expensive investment, and one that is subject to potential damages which you cannot control. Let us find affordable coverage that adequately protects you from significant financial harm.

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  • Personal Umbrella Insurance

    While we know Umbrella insurance has a funny name, the repercussions of a major claim or lawsuit are not funny, and could lead to financial ruin. A personal umbrella policy helps to protect your financial future by providing an extra layer of affordable liability insurance to your current auto and homeowner's policies.

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  • Recreational Vehicles Insurance

    No matter what type of recreational vehicle you own (Boat, RV, Motorcycle or ATV), we want you to enjoy it and not worry about the financial risks involved. We offer a wide array of options to make your fun time worry free!

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  • Life Insurance

    No one can predict when something unexpected will happen, but we can help you protect the future of your loved ones who rely on you. Life Insurance is essential to prevent your family from experiencing financial hardship in the midst of misfortune.

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What does it mean to have an independent agent for personal lines?

Being an Independent Insurance Agent gives our Personal Lines department the capacity to work with several A+ rated insurance carriers that offer all personal lines coverages.


Highly recommend Stanton Oster at Shafer! He is very personable and easy to communicate with. He was able to find me a great deal on car insurance and the whole process was a breeze and didn’t take long at all. He even hand delivered my insurance cards to me at my work! Make sure to give him a call for your insurance needs!

Brittani Boice

Wonderful customer service! Stanton Oster even came to my office to talk over our policy. He worked till he got us a cheaper rate. (We have a 21 year old son, need I say more 🙂 Very personable and very caring! SHAFER INSURANCE AGENCY we appreciate you!

Debra Smith

What a GREAT group of people, First agent I have ever had that actually tries to save you money. How Refreshing!

Larry Massey