Property & Home Insurance

Protect what is most important to you and your family

For many, owning a home is one of the most important investments they will make. Are you properly covered? Not all homeowner’s insurance policies are created equally, and we are here to provide personalized insurance coverage so you can have peace of mind should something happen.

We have been insuring the homes, automobiles and valuables of our clients since 1963. We insure a wide variety of homes – from starter homes, to $1,000,000 dream homes and retirement condominiums. Our personal insurance experts work to protect all your personal assets and protect your property.

  • Primary Residences
  • Secondary & Vacation Homes
  • Condominiums
  • High Valued Homes
  • Renters
  • Earthquake*
  • Flood*

*Earthquake and Flood is not a standard coverage on the Homeowner’s policy. It is a policy that can be purchased separately for an additional premium.

We can also provide a personal articles policy for those special items like jewelry that may have limited coverage in a regular homeowner’s policy. A personal articles policy has no deductible, and can be much broader than the coverage that is afforded in the homeowner’s policy.

We can customize coverage for each individual need. We want to ensure you not only have the coverage you ask for, but also any extended or special coverage you might need.

Being an Independent Insurance Agent gives our Personal Lines department the capacity to work with several insurance A+ rated carriers that offer all personal lines coverage. Our relationships with multiple A+ rated insurance carriers and their special programs for homeowners allow us to find the specialty coverage you need for your valuables.

Protecting your assets with the right coverage and appropriate limits is by far the most important service we provide for our customers.


Our company uses Shafer Insurance because of the outstanding service their company provides consistently. Not only do they work to find us the lowest premiums but when ever we have an issue they work hard to make sure the issue is resolved no matter what it is. I consider Shafer Insurance to be more than a vendor .. they are a partner with our company. .. one that I trust. Anyone would be well served to use Shafer Insurance for all their insurance needs.

Stewart Ritchie

What a GREAT group of people, First agent I have ever had that actually tries to save you money. How Refreshing!

Larry Massey

Thank you Shafer Insurance Agency with saving me over $1,600 per year on my current homeowners and auto insurance policies. I can’t believe I’ve been over paying for 25 years! Plus, I now have more coverage then I previously had. I will definitely recommend Shafer Insurance to everyone needing to re-evaluate their current coverage!

Jennifer Sandifer

Got a reasonable quote in a timely fashion from a friendly agent. That’s an A. One company had me wait 24 hrs and substantial price difference.

Carolyn Kincaid

I contacted the Shafer Insurance Agency with multiple insurance needs, and everyone I have come in contact with has been beyond helpful and friendly. Kim promptly directed me to who I needed to speak with. Stanton Oster and Mike Compton were both very professional, thorough, and efficient with getting my insurance needs quoted. Carol and Lynn were both very quick with sending out all the needed paperwork along with sending me copies of my new insurance policies. Overall, great customer service, and great experience. I’d recommend them to anyone looking for any type of insurance!

Shanetha Collier