Homeowners Insurance Rates Are Rising

Homeowners Insurance Rates Are Rising

Here’s What You Need To Know

by Stanton Oster

If you’re insured with our distinguished competition, the Neighbors In Red, you may have already noticed something surprising on your most recent homeowners insurance renewal: a rate increase of nearly 27% across the board. That’s a significant jump, and for many families, it’s creating an unexpected strain on monthly budgets.

At Shafer Insurance Agency, we understand how frustrating it can feel when your rates go up—especially when it feels like you don’t have options. The truth is, you do have choices. As an independent insurance agency, we aren’t tied to one carrier. Instead, we represent multiple top-rated insurance companies and can compare quotes on your behalf to help you find the right coverage at the most competitive rate.

Why Are Rates Going Up?

Insurance rates across the country are climbing due to rising construction costs, inflation, and the increasing frequency of severe weather events. While these factors affect all insurance carriers, not every company responds the same way—or at the same level. That’s why shopping around is more important now than ever.

What This Means For The Neighbors In Red Customers

With a nearly 27% increase in homeowners premiums, many Neighbors In Red customers are beginning to explore other options. If you’re one of them, you don’t have to navigate this process alone. Our team makes it simple by reviewing your current coverage, explaining your options, and shopping among multiple companies to help you find the best fit for your needs and budget.

Why Work With An Independent Agency?

  • Choice: We work with many different carriers, not just one.
  • Personal Service: We tailor coverage recommendations to your home, family, and goals.
  • Advocacy: If you ever need to file a claim, we’re your local partner—not a 1-800 number.

Let’s Talk About Your Options

If you’re feeling the squeeze from Neighbors In Red’ latest rate increase, now is the time to explore alternatives. At Shafer Insurance Agency, we’ve been helping families protect what matters most for more than 60 years. Let us put our experience to work for you.

Call us today or request a free homeowners insurance quote online. It only takes a few minutes—and it could save you a lot more than 27%.