Tennessee Automobile Proof of Insurance

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In Tennessee, you must provide proof of insurance when you are:

  1. Pulled over by a police officer.
  2. Involved in a car accident you are required to report.

Legal proof of insurance includes:

  • Your insurance ID card.
  • Insurance binder.
  • Policy declaration page.

You can obtain any of the above from your Tennessee car insurance provider. Remember to ask for new documents each time you renew your policy. You do not need proof of insurance to register your car or to obtain your driver’s license. Please make sure you have your documentation in your car and/or available on your smartphone (a picture of your insurance card will work as long as it is current) if you get pulled over. Be sure to double check!

For more information visit the Tennessee DMV website at: http://www.dmv.org/tn-tennessee/car-insurance.php 



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