Film, Television, & Video Production Insurance
Protecting Your Creative Investment
Film, television, and video production projects require significant investments of time, money, and creativity. But every production—whether it’s a feature film, television pilot, documentary, or corporate video—comes with risks. That’s why having the right film production insurance or video production insurance is essential to protect your project from unexpected financial setbacks.
At Shafer Insurance Agency, we specialize in helping production companies, filmmakers, and creative professionals secure the right production liability insurance and coverage for equipment, cast, crew, and locations.
Why Film and Video Production Insurance Matters
Productions are complex operations with moving parts, and without proper coverage, even small issues can turn into costly problems. The right television and film production insurance helps protect against:
- Equipment Damage Or Theft – From cameras and drones to lighting and sound gear, production equipment insurance keeps your gear safe on set and in transit.
- Cast And Crew Injuries – Accidents can happen during stunts or even during routine shoots. Production liability insurance covers medical costs and legal claims.
- Location Damage – Many venues require proof of video production insurance before granting permits. Coverage protects rented spaces from accidental damage.
- Production Delays – Weather, illness, or technical breakdowns can shut down filming. Insurance helps offset lost time and costs.
- Errors & Omissions (E&O) – Protects against claims of copyright infringement, licensing issues, or intellectual property disputes—often required for distribution deals.
Key Types of Production Insurance Coverage
- General Liability Insurance For Film & Video – Protects against bodily injury and property damage claims.
- Workers’ Compensation For Production Crews – Required when hiring cast and crew members.
- Production Equipment Insurance – Covers cameras, props, wardrobe, and rented or owned gear.
- Commercial Auto Insurance For Productions – Protects vehicles used for cast, crew, and equipment transport.
- Errors & Omissions (E&O) Insurance – Required for most film and TV distribution contracts.
- Short-Term vs. Annual Production Policies – Choose between coverage for a single shoot or ongoing projects.
Benefits Of Film And Video Production Insurance
Investing in television and film production insurance provides peace of mind and financial security for your creative project. With the right policy, you can:
- Keep your budget under control by avoiding unexpected costs
- Meet permit, union, and distribution requirements
- Reassure investors, partners, and stakeholders of professional risk management
- Focus on creativity instead of worrying about liability risks
Whether you’re producing a commercial, documentary, or feature-length film, the right film and video production insurance protects your investment and ensures your project can move forward without unnecessary financial risk.
Frequently Asked Questions About Film, TV, and Video Production Insurance
Q: Do I need film production insurance for student films or small video shoots?
A: Yes. Even small productions face risks like equipment theft, accidents, or location damage. Short-term production insurance is an affordable option.
Q: Is video production insurance required by law?
A: While not always legally required, most filming locations, equipment rental houses, and distributors require proof of insurance.
Q: How much does film production insurance cost?
A: Costs vary based on your budget, number of filming days, locations, equipment values, and risks like stunts or special effects. We provide customized quotes for each project.
Q: What’s the difference between short-term and annual production coverage?
A: Short-term film production insurance covers single projects, while annual production insurance is ideal for companies with multiple ongoing projects.
Q: Can independent filmmakers get video production insurance?
A: Absolutely. Policies can be tailored to meet the needs of independent producers, freelancers, and small studios.
Contact Shafer Insurance Agency today to discuss film production insurance, video production liability insurance, and tailored coverage for television projects. Our team will help you find the right policy so your production can stay on schedule—and on budget.