We are right in the middle of the Holiday stress…Oh, did I say “Stress”?  Well, you can call it what you want, but it boils down […]

Each year, U.S. fire departments respond to nearly 230 home structure fires that start with Christmas trees. Home Christmas tree fires cause an average of six […]

Many of us use portable electric space heaters to help keep us warm, but they can be hazardous if not used properly. Take precautions to keep […]

People have a variety of needs when purchasing life insurance. Term insurance answers some of those concerns, and permanent insurance addresses others. I always ask clients, “Are […]